Every organization needs stakeholders and owners to analyze business finances. However, there are many businesses that still utilize manual accounting tools to identify, measure, analyze, and report financial data. Although these tools eat up a lot of company’s resources, there is a need to buy or rely on budgeting software to manage your finances. Various budgeting software is available in the market in different paid versions or free version.
As manual budgeting is open to human error and takes a long time for staff to process larger transactions and prepare reports manually, many businesses are replacing manual accounting with budgeting software. This software can solve all the mathematical functions through built-in computing processes and its sophisticated backup systems will keep your data secure all the time.
1. BudgetPulse
BudgetPulse is an ideal personal finance software used for managing your finances. In fact, this software makes you organize your bank accounts, expenses, and cash flow in one place. Most importantly, it consists of easy-to-understand graphs and charts which helps the users to visualize how they are spending their money month-to-month. It also enables you to discover where you can make savings, improve how you manage your money, and track your progress. By going through its features below, you will better understand this tool. 
Features
- BudgetPulse is a highly secure and simple-to-use personal finance software or budgeting software which assists you to better grow your assets, control your expenses, drastically reduce your debts, and save your finances.
- More significantly, it allows you to divide your cash flow into categories like car expenses, dining out, and utilities for efficient and clear money tracking. Its feature of analyzing and grouping your incoming and outgoing money enables you to envisage a bigger financial image necessary to maintain a healthy budget.
- In addition, you can track your cash flow, account balances, and net worth on a single screen at any time and from anywhere. Notably, this software does not ask you to link any bank or credit card information because of which it becomes the safest budgeting tool worldwide.
- It not only provides a safe, and secure platform for your personal finance management but it also helps you to securely import the data from your financial statements and is completely protected by VeriSign SSL encryption.
- By using BudgetPulse, you can save from something important like a wedding, a baby ceremony, or a college by making your dearest to assist you to raise the capital you need to achieve your goals.
Pricing
- You can register for free for using BudgetPulse budgeting software. With this free version, you can learn many things about this software to achieve your larger financial goals.
2. Mint
Mint is also one of the most reliable budgeting software that helps you to easily create budgets and view their suggestions on the basis of your spending. More importantly, it lets you track your bills like never before as it sends notifications or alerts when it is time for you to pay so that you will never miss any payment. Additionally, it offers you tablet and phone apps to manage your money on the go and get personalized tips as well to maximize your money every day.
Features
- It is always easy and free to start your personal finance management with Mint and it connects you to almost every US financial institution via the internet. You can able to see where your money is going and obtain instant ideas to stretch it farther in a few minutes.
- As it automatically categorizes and updates your information by crunching the numbers from your bank accounts and credit cards to retirement accounts as they happen, it makes you know where you are standing at present
- Apart from above, your bills are an important factor while managing your finances. Therefore, this software brings your money and bills all together in one place which makes it easier than ever to track. Mint is very helpful in seeing bills and money in one place, getting alerts about upcoming bills, and saying goodbye to late fees.
- In spite of the above facts, it is necessary for you to know that this software helps you analyze thousands of savings, checking, brokerage, credit card, CD and IRA rollover offers which thereby assist to save your money based on your goals and lifestyle.
- Also, you can get your free credit score with the help of Mint and learn to improve it now to make things quick and easy for you later. Make your free Mint account in seconds and get the help available every time you need it.
Pricing
- This company also gives you the opportunity to sign up for free to have Mint software. If you have any other queries or doubts, you can directly contact the company and get proper answers.
3. YNAB
Surprisingly, an award-winning budgeting software has come into existence namely YNAB with its proven methods that work genuinely. YNAB software is quite unique from other online budgeting tools because it just makes your money management quite easier than ever in comparison to other accounting or budgeting software. Certainly, it is helping hundreds and thousands of people today to get rid of debt and gain control over their money. Read further to check out its real features which will benefit you a lot.
Features
- YNAB has its own proven method which comprises four rules such as the magic, the key, the secret sauce, and if you will. By learning these methods, you can budget blindfolded and successfully with one arm tied behind your back.
- When it comes to budgeting together, this budgeting tool is the best to access real-time data at any time and from any device making it quite simple to share money with your business partner or any other partner.
- Undoubtedly, it tracks your goals which makes you feel that budgeting is not about restriction. Thus, you can spend and save your money securely as well as smartly. Again, it helps you to set new and bigger goals for the future.
- The best part about this software is that it lets you read charts and graphs to obsess over your progress. Above all, it offers personal support whenever you contact them. This company also delivers 100+ free, live, online workshops every week to support you in a better way.
Pricing
- You can access YNAB budgeting software with a free sign up process. It costs $84/year and about $7/month with a 1005 money back guarantee. Overall, you can save $6,000+ in your first year with YNAB software.
Additionally, they are also ready to give you a full refund in case if you don’t feel like you have more control of your money with YNAB.
